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Savings and Money Market

To view a simple Checking and Savings Comparison Chart

Saving for college or for that "rainy day"?  These accounts are a great way to get started.

Personal Savings
Minimum Opening Deposit - $100.00
Minimum Monthly Balance to Avoid Monthly Maintenance Fee - $100.00 daily balance.
Monthly Service Charge if Below Minimum: $4.00 quarterly service charge if the balance in the account falls below $100.00 any day of the quarter, $1.00/withdrawal after 6 per quarter.
Check Writing - No
Personal & Investment Savings
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintenance Fee - None
Monthly Service Charge if Below Minimum - No Service charge. A $25.00 transfer is required for deposit each month.
Check Writing - N/A
Withdrawals - Because this account is designed to help you save money, withdrawals are restricted to August each year. Withdrawals are allowed at any time for the purchase of a home or for medical or educational expenses.
Kids First Savings
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintance Fee - None
Monthly Service Charge if Below Minimum - No Maintenance fee, but $1.00 per withdrawal in excess of 6 per quarters.
Check Writing - N/A
Teens First Savings
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintenance Fee - None
Monthly Service Charge if Below Minimum: No maintenance fee, but $1.00 per withdrawal in excess of 6 per quarter.
Check Writing - N/A
Christmas & Vacation Club
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintenance Fee - None
Monthly Service Charge if Below Minimum - No Maintenance Fee
Check Writing - N/A
Personal Money Market
Minimum Opening Deposit - $1,000.00
Minimum Balance to Avoid Monthly Maintenance Fee - $1,000.00
Monthly Service Charge if Below Minimum - $10.00 monthly statement cycle fee will be imposed if balance falls below $1,000.00
Check Writing - 3 checks per month
Money Market and eXtra Account (MMAX)
Minimum Opening Deposit - $1.000.00
Minimum Balance to Avoid Monthly Maintenance Fee - $10,000.00
Monthly Service Charge if Below Minimum - $12.50
Check Writing - 3 checks per month
Additional Benefits: - Earn more interest with your higher balances. Higher balances earn a higher rate of interest; tiered interest rate structure.
  • Personal Savings*
    [Interest compounded and paid quarterly]
  • Personal & Investment Savings
    [Rate tied to a one year CD, Higher interest rate than savings]
  • Kids First Savings
    [Teaches kids the benefit of saving, Prize awarded after 12 deposits]
  • Teens First Savings
    [Teaches teens the benefit of saving]
  • Christmas & Vacation club
    [Higher interest rate, Money available at time of vacation & Christmas]
  • Personal Money Market*
    [Check writing ability, Higher interest rate]
  • Money Market and eXtra Account (MMAX)*
    [Chech writing ability, Higher interest rate]
  • IRA/Qualified Retirement Plan Money Market
    [Lower minimum balance than regular CD]

*ATM's available with checking account.

To view a simple Checking and Savings Comparison Chart



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